In an effort to continue to prevent foreclosure in Oregon, the Oregon Housing Stabilization Initiative (OHSI) is temporarily opening its Mortgage Payment Assistance (MPA-U) program for unemployed homeowners. Potentially eligible applicants can submit their online application every other week (opens on Wednesdays) on OHSI’s website at www.oregonhomeownerhelp.org/
The MPA-U program provides a benefit of up to $20,000 in mortgage payments and up to $40,000 to reinstate loans that are in default for eligible applicants.
Basic eligibility requirements include:
- Homeowner must currently be receiving unemployment benefits
- The home is owner-occupied and primary residence
- Homeowner cannot be in active bankruptcy
- Homeowner cannot have previously received MPA benefits
- Income limit 160% SMI (State Medium Income)
OHSI determines eligibility of applicants. Other eligibility requirements may apply.
For more information or instruction on how to apply, please visit www.oregonhomeownerhelp.org/
About NeighborImpact: Since 1985, NeighborImpact has been a leader in developing solutions and bringing resources to Crook, Jefferson, Deschutes County and Confederated Tribes of Warm Springs. The agency offers a diversity of services meeting basic human needs for food and shelter, while enriching people’s lives by providing access to increased education, skills, and hope for the future. NeighborImpact is a private nonprofit organization that receives federal, state and local grants, foundation grants, and donations from individuals and businesses in our community. To learn more about NeighborImpact please visit www.neighborimpact.org.