Last Week to Apply for Mortgage Payment Assistance for Unemployed Homeowners

Central Oregon– In an effort to continue to prevent foreclosure in Oregon, the Oregon Housing Stabilization Initiative (OHSI) temporarily opened its Mortgage Payment Assistance (MPA-U) program for unemployed homeowners last July. The program is accepting its final applications through Tuesday, October 1. Potentially eligible applicants can submit their online application on OHSI’s website at

The MPA-U program provides a benefit of up to $20,000 in mortgage payments and up to $40,000 to reinstate loans that are in default for eligible applicants.

Basic eligibility requirements include:

  • Homeowner must currently be receiving unemployment benefits
  • The home is owner-occupied and primary residence
  • Homeowner cannot be in active bankruptcy
  • Homeowner cannot have previously received MPA benefits
  • Income limit 160% SMI (State Medium Income)
  • OHSI determines eligibility of applicants. Other eligibility requirements may apply.

For more information or instruction on how to apply, please visit